IMPORTANT - PLEASE REVIEW Ministry of Long-Term Care Update: Co-Payment Rate Changes Effective July 1, 2026
The Ministry of Long-Term Care is advising residents and families of an upcoming adjustment to co-payment rates for long-term care (LTC) homes across Ontario.
Effective July 1, 2026, an inflationary increase of 2.1% will be applied to co-payment rates for both basic and preferred accommodation.
Updated Basic Accommodation Rate
The daily co-payment rate for basic accommodation will increase:
- From $68.56 per day ($2,085.37 per month)
- To $70.00 per day ($2,129.17 per month)
This reflects an increase of $1.44 per day.
Preferred Accommodation Rates
Residents in semi-private or private accommodation pay a premium in addition to the basic rate. These premiums will also increase by 2.1%, effective July 1, 2026.
Please refer to your home’s bulletin for the updated preferred accommodation rates.
How the Increase is Determined
In accordance with Ontario Regulation 246/22, annual co-payment rate adjustments are:
- Based on the previous year’s Canadian Consumer Price Index (CPI)
- Capped at a maximum of 2.5%
As the CPI increased by 2.1%, the full 2.1% adjustment will be applied for 2026
Updates to Dependent Deductions
Consistent with existing regulations, the 2.1% increase will also apply to maximum dependent deduction amounts for residents eligible for reduced co-payment rates:
- Up to $1,647.04 per month for the first dependent
- Up to $710.13 per month for each additional dependent
Important: Rate Reduction Renewal
The current 2025–2026 Rate Reduction cycle ends on June 30, 2026. Residents who are eligible for reduced co-payment rates must reapply for the 2026–2027 cycle, beginning July 1, 2026, to continue receiving this support.
For additional details, residents and families are encouraged to review the accompanying materials or speak with the Finance Team, Leigh Ball or Christine Briden.
Co-Payment LTCH Bulletin 2026-2027
